Your trusted guide to a fulfilling retirement lifestyle

Editorial Policy

Last Updated: March 2026

Retirement Living Hub is written by Dorothy and Bill Henderson — a retired couple who write about every aspect of retirement life from personal experience. This editorial policy explains how we create our content, verify our facts, and maintain the trust our readers place in us.

How We Create Content

Every article on Retirement Living Hub starts with real experience. Dorothy and Bill research and write about topics they’ve personally navigated — from evaluating 55+ communities to managing retirement finances to adjusting to a completely new life in Florida.

Our process:

  1. Topic Selection: We choose topics based on questions readers ask us, decisions we’ve faced ourselves, and issues that matter to people approaching or living in retirement
  2. Personal Research: We draw on our own experience and supplement it with research from authoritative sources (see our source hierarchy below)
  3. Writing: Dorothy or Bill writes each article in their own voice, with at least one personal detail from their experience in every section
  4. Fact Verification: Our editorial team verifies all factual claims — numbers, dates, eligibility rules, costs — against primary sources before publication
  5. Plain Language Review: We make sure every article is clear, jargon-free, and genuinely useful for real people making real decisions
  6. Regular Updates: Articles are reviewed and updated whenever regulations change, costs shift, or we learn something new

Fact-Checking Methodology

Source Tiers

We use a tiered source hierarchy to prioritize the most authoritative information available:

Tier 1 — Primary Authoritative Sources (Highest Priority)

SSA (Social Security Administration), Medicare.gov, IRS (retirement account rules), NIA (National Institute on Aging), CMS (Centers for Medicare & Medicaid Services), CFPB (Consumer Financial Protection Bureau)

Tier 2 — Strong Secondary Sources

AARP, National Council on Aging (NCOA), Employee Benefit Research Institute (EBRI), university gerontology programs, peer-reviewed retirement planning research

Tier 3 — Supporting Reference Sources

Kiplinger, Fidelity Viewpoints, Vanguard research, Consumer Reports, established financial planning publications

Source Hierarchy Rule

When sources conflict, government and peer-reviewed sources take precedence over professional associations, which take precedence over industry sources and publications. We document conflicting information and explain our reasoning when it affects our recommendations.

Trigger-Based Update Policy

In addition to routine reviews, articles are updated immediately when Social Security COLA adjustments, Medicare open enrollment changes, IRS retirement contribution limit updates, new NIA health guidelines, or significant legislative changes affecting retirees are announced.

Corrections Policy

We are committed to correcting errors promptly and transparently:

Level 1 — Minor Corrections

What qualifies: Typos, formatting issues, broken links, minor phrasing improvements that don’t change meaning.

How we handle it: Fixed without notation.

Level 2 — Factual Corrections

What qualifies: Incorrect statistics, wrong dates, inaccurate costs, or other factual errors.

How we handle it: The error is corrected, the “Last Updated” date is changed, and a brief correction note is added near the corrected passage.

Level 3 — Significant Corrections

What qualifies: Misleading advice that could affect a reader’s decision, substantially wrong information, or errors that affected many readers.

How we handle it: A prominent editor’s note is added at the top of the article explaining what changed, why, and when.

How to Report an Error

  • Email: editorial@retirementlivinghub.com
  • Subject line: “Error Report”
  • Include: The URL, a description of what you believe is incorrect, and a source showing the correct information (if available)

Response timeline: We acknowledge all error reports within 24–48 hours, investigate within 5 business days, and correct verified errors immediately upon verification.

Quality Standards

  • Personal: Every article includes real experience from Dorothy or Bill’s retirement journey
  • Practical: Actionable advice that works in real-world situations
  • Accessible: Clear explanations without unnecessary jargon
  • Evidence-Based: Claims backed by authoritative sources you can verify
  • Honest: We’re upfront about what we got wrong and what we’d do differently

Conflicts of Interest and Disclosures

Retirement Living Hub participates in affiliate programs including Amazon Associates. Affiliate relationships do not influence which products we recommend or how we evaluate them. See our Advertiser Disclosure for complete details.

Retirement Living Hub does not currently publish sponsored content or paid product reviews.

Reader Privacy and Data

We respect reader privacy. We do not sell personal information. See our Privacy Policy for full details.

Contact Us

— Dorothy & Bill Henderson